Carriers & Products

Life Insured By Chris is an independent brokerage and is not owned by, operated by, or exclusively affiliated with any one insurance company. We compare 30+ top-rated carriers, including Americo, American Home Life, InstaBrain, Mutual of Omaha, and Transamerica, across whole life, term life, final expense, and no-medical-exam coverage. Through a coverage review, we match you with the carrier and policy that offers the best combination of coverage, cost, approval odds based on your age and health

Royal Neighbors of America Insurance

Royal Neighbors offers a unique single-premium whole life option meaning you make one lump-sum payment and your coverage is fully paid up for life, with immediate cash value from day one. This is a strong fit for clients who want to use existing savings to create a guaranteed, tax-efficient legacy for their family without ongoing monthly premiums.