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Protect Your Family From Funeral Costs & Final Expenses

Why Families Work With Life Insured By Chris?

You're not calling a giant lead center or getting bombarded by salespeople. You'll work directly with Christopher Franklin, a licensed independent life insurance broker, who helps families compare coverage from multiple life insurance carriers to find affordable protection that fits your needs and budget. 

What Is Final Expense Insurance?

Most families don't realize how much a funeral actually costs until they're in the middle of one. The average funeral today runs between $8,000 and $20,000 and when you factor in cremation, medical bills, and any remaining debts, that number climbs fast. Final expense insurance exists so that burden never lands on the people you love. 

Also called burial insurance or funeral insurance, final expense coverage is a permanent whole life policy designed specifically to handle the costs your family would otherwise have to pay out of pocket which includes funeral and burial costs, cremation expenses, outstanding medical bills, lingering debts, and small estate expenses. The benefit goes directly to your beneficiary, tax-free, and they can use it for whatever is needed most. With funeral cost averaging $8,000 - $20,000, most families aren't prepared. Final expense insurance puts a plan in place now so your family never has to scramble later.

Covers: Funeral & burial • Cremation • Medical Bills • Outstanding Debts • Estate Costs

You May Still Qualify If You Have

1. Diabetes
2. High Blood Pressure
3. COPD
4. Heart Conditions
5. Tobacco Use
6. Previous Declines

How It Works?

Step 1: Compare Multiple Carriers

Step 2: Choose Coverage That Fits Your Budget

Step 3: Protect Your Family From Final Expenses

Calendar Booking (Calendly)

How Much Does Final Expense Insurance Cost?

Final expense coverage is one of the most affordable forms of permanent life insurance available. Most plans start between $30 and $60 per month, depending on your age, gender, health, and the coverage amount you choose. For many people, that's less than a streaming subscription with protection that lasts a lifetime. Rates are based on your age at enrollment, the sooner you lock in, the lower your monthly payment stays for life.

Is This The Right Coverage For You?

Final expense insurance is worth considering if you want to make sure your family isn't left scrambling to cover funeral costs, if you prefer simple and straightforward coverage without a lengthy approval process, if you've been declined or quoted high rates for traditional policies due to age or health, or if you want permanent protection with a fixed monthly payment you can count on. Most plans are available to individuals between the ages of 45 and 85, and many applicants are approved the same day they apply.

Why Acting Now Matters?

The longer you wait, the more it costs. Premiums are based on your age at the time you apply so every year you put this off means a higher monthly rate for the exact same coverage. And if your health changes in the meantime, your options may become more limited.

Rates Increase Every Year You Wait

Trusted By Families Across Multiple States