Compare plans from 30+ top-rated carriers. No medical exam options available. Fast approvals for ages 45-85.


Make sure your family never has to worry about the cost of saying goodbye.

Get a same-day quote for coverage that pays funeral costs, medical bills, and final expenses - no medical exam required for most applicants.

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✅ No Medical Exam Options
✅ 30+ Top-Rated Life Insurance Carriers
✅ Coverage From $5,000 - $50,000
✅Fixed Monthly Rates
✅ Same-Day Quotes
✅ Coverage Starts Same Day
✅ Licensed Independent Broker
✅ Rates Locked In for Life

Final Expense Life Insurance — Give Your Family the Gift of Peace of Mind

What Is Final Expense Insurance?

Most families don't realize how much a funeral actually costs until they're in the middle of one. The average funeral today runs between $8,000 and $20,000 and when you factor in cremation, medical bills, and any remaining debts, that number climbs fast. Final expense insurance exists so that burden never lands on the people you love. 

Also called burial insurance or funeral insurance, final expense coverage is a permanent whole life policy designed specifically to handle the costs your family would otherwise have to pay out of pocket which includes funeral and burial costs, cremation expenses, outstanding medical bills, lingering debts, and small estate expenses. The benefit goes directly to your beneficiary, tax-free, and they can use it for whatever is needed most. With funeral cost averaging $8,000 - $20,000, most families aren't prepared. Final expense insurance puts a plan in place now so your family never has to scramble later.

Covers: Funeral & burial • Cremation • Medical Bills • Outstanding Debts • Estate Costs


You May Still Qualify If You Have

  1. Diabetes
  2. High Blood Pressure
  3. COPD
  4. Heart Conditions
  5. Tobacco Use
  6. Previous Declines

How It Works?

Step 1: Compare Multiple Carriers

Step 2: Choose Coverage That Fits Your Budget

Step 3: Protect Your Family From Final Expenses


Final Expense Insurance for Seniors Ages 45 to 85

Is This The Right Coverage For You?

Final expense insurance is worth considering if you want to make sure your family isn't left scrambling to cover funeral costs, if you prefer simple and straightforward coverage without a lengthy approval process, if you've been declined or quoted high rates for traditional policies due to age or health, or if you want permanent protection with a fixed monthly payment you can count on. Most plans are available to individuals between the ages of 45 and 85, and many applicants are approved the same day they apply.


Planning Ahead for Final Expenses — Your Family Will Thank You

Rates Increase Every Year You Wait

Want a custom final expense coverage strategy? Book your free 15-minute consultation today. https://www.lifeinsuredbychris.com/schedule-a-consultation

Trusted By Families Across Multiple States