Privacy Policy for LifeInsuredByChris.com
Effective Date: January 1, 2024
Last Updated: January 1, 2026

This Privacy Policy describes how Christopher Franklin Insurance Services, Inc. ("Company," "we," "us," or "our") collects, uses, discloses, and protects your personal information when you visit or use our website, LifeInsuredByChris.com (the "Website").

We are committed to protecting your privacy and complying with applicable privacy laws, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA/CPRA), and other applicable U.S. and international data protection laws.


1. Data Controller Information

Data Controller: Life Insured By Chris
Email: ccfranklin2727@gmail.com
Phone: (202) 641-5953
Website: www.lifeinsuredbychris.com

We are the data controller responsible for your personal data.


2. Information We Collect

We may collect the following categories of personal data:

Information You Provide Directly

  • Full name

  • Email address

  • Phone number

  • Mailing address

  • Insurance interests and coverage information

  • Information submitted through forms, quote requests, or contact forms

  • Communications you send to us

Information Collected Automatically

  • IP address

  • Browser type and version

  • Device type

  • Operating system

  • Referring URLs

  • Pages visited and time spent on pages

  • Date and time of visits

  • Clickstream data

Cookies and Tracking Technologies

We use cookies, pixels, tags, and similar technologies to:

  • Improve website functionality

  • Analyze website traffic and usage

  • Provide personalized experiences

  • Support marketing and advertising efforts

You may disable cookies through your browser settings.


3. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), we process your personal data under the following lawful bases:

  • Consent: When you voluntarily provide your information

  • Contractual necessity: To provide services or insurance quotes you request

  • Legitimate interests: To improve services, website performance, and user experience

  • Legal obligations: To comply with applicable laws and regulations


4. How We Use Your Information

We use your information to:

  • Provide insurance quotes and services

  • Respond to inquiries and customer service requests

  • Communicate regarding policies, services, and updates

  • Improve website performance and user experience

  • Send marketing communications (with your consent where required)

  • Comply with legal and regulatory requirements

  • Prevent fraud and enhance security


5. How We Share Your Information

We do NOT sell your personal data.

We may share your data with:

  • Insurance carriers and underwriting partners to provide quotes or policies

  • Service providers (such as website hosting, analytics, and marketing providers)

  • Legal authorities when required by law

  • Professional advisors (legal, accounting, compliance)

All third parties are required to maintain confidentiality and protect your data.


6. Data Retention

We retain personal data only as long as necessary to:

  • Provide services

  • Fulfill legal obligations

  • Resolve disputes

  • Enforce agreements

Retention periods vary depending on the nature of the data and legal requirements.


7. Your Privacy Rights (GDPR and U.S. Privacy Laws)

You have the right to:

  • Access your personal data

  • Correct inaccurate data

  • Request deletion of your data ("Right to be Forgotten")

  • Restrict processing

  • Object to processing

  • Request data portability

  • Withdraw consent at any time

  • Opt out of marketing communications

California residents additionally have the right to:

  • Request disclosure of data collected

  • Request deletion of data

  • Opt out of data sharing

  • Non-discrimination for exercising privacy rights

To exercise your rights, contact:
Email: ccfranklin2727@gmail.com
Phone: (202) 641-5953

We will respond within the timeframes required by applicable law.


8. Cookies and Tracking Technologies

We use cookies and similar technologies for:

  • Essential website functionality

  • Analytics (such as Google Analytics)

  • Marketing and advertising

You may:

  • Disable cookies in your browser

  • Use cookie consent tools where available

Some features may not function properly without cookies.


9. Data Security

We implement appropriate technical and organizational safeguards, including:

  • SSL encryption (HTTPS)

  • Secure servers and hosting environments

  • Access controls and authentication

  • Limited employee access to personal data

  • Monitoring and security protocols

While we take reasonable precautions, no system can guarantee complete security.


10. International Data Transfers

If you are located outside the United States, your data may be transferred to and processed in the United States.

We take appropriate safeguards to ensure your data remains protected in accordance with applicable laws.


11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices.

We encourage you to review their privacy policies.


12. Children's Privacy

This website is not intended for individuals under age 18. We do not knowingly collect personal information from children.

If we become aware of such collection, we will delete the information promptly.


13. Marketing Communications and Opt-Out

You may opt out of marketing emails at any time by:

  • Clicking the unsubscribe link in emails

  • Contacting us directly

Opting out does not affect transactional or service-related communications.


14. Do Not Track Signals

Our website may not respond to Do Not Track browser signals. You can control tracking through browser and cookie settings.


15. Policy Updates

We may update this Privacy Policy periodically.

Updates will be posted on this page with a revised effective date.

Continued use of the website constitutes acceptance of the updated policy.


16. Contact Information

If you have questions or privacy concerns, contact:

Life Insured By Chris
Phone: (202) 641-5953
Email: ccfranklin2727@gmail.com
Website: www.lifeinsuredbychris.com


17. Consent

By using this website, you consent to this Privacy Policy and our data practices.

If you do not agree, please discontinue use of the website.