Terms of Service
Effective Date: January 1, 2024
Last Updated: January 1, 2026
Welcome to LifeInsuredByChris.com (the “Website”), operated by Life Insured By Chris (“Company,” “we,” “us,” or “our”). By accessing or using LifeInsuredByChris.com, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use this Website.
1. Website Purpose
This Website provides general information about life insurance products, educational content, and the ability to request quotes, consultations, and related services. The Website is intended for informational and lead generation purposes only.
2. Eligibility
By using this Website, you confirm that you are at least 18 years of age and legally capable of entering into binding agreements.
3. No Guarantee of Coverage or Approval
Submitting information through this Website does not guarantee:
• Approval for insurance coverage
• Specific pricing or rates
• Availability of any insurance product
All insurance applications are subject to underwriting review and approval by licensed insurance carriers.
4. User Responsibilities
You agree to:
• Provide accurate and truthful information
• Use the Website only for lawful purposes
• Not attempt to gain unauthorized access to systems or data
• Not interfere with Website functionality or security
You are responsible for maintaining the confidentiality of any communications you send through the Website.
5. Intellectual Property
All Website content, including text, graphics, logos, design, and branding, is the property of Christopher Franklin Insurance Services, Inc. and is protected by copyright, trademark, and intellectual property laws.
You may not copy, reproduce, distribute, or use Website content without written permission.
6. Third-Party Services and Links
This Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or actions of third parties.
7. Disclaimer of Warranties
This Website is provided on an “as is” and “as available” basis. We make no warranties, expressed or implied, including but not limited to:
• Accuracy of information
• Availability of the Website
• Fitness for a particular purpose
8. Limitation of Liability
To the fullest extent permitted by law, Life Insured By Chris shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website.
9. Indemnification
You agree to indemnify and hold harmless Life Insured By Chris from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.
10. Privacy
Your use of the Website is also governed by our Privacy Policy.
11. Changes to Terms
We may update these Terms at any time. Updates will be posted on this page with a revised effective date.
12. Governing Law
These Terms are governed by applicable United States laws and regulations.
13. Contact Information
Life Insured By Chris
Phone: (202) 641-5953
Email: ccfranklin2727@gmail.com
Website: www.lifeinsuredbychris.com
By using this Website, you acknowledge that you have read and agree to these Terms of Service.