Flexible Coverage, Trusted Protection, and Lifetime Value

When most people think about life insurance they can trust, Mutual of Omaha is one of the first names that comes to mind and for good reason. With over 100 years of protecting American families, one of the highest financial strength ratings in the industry, and a product lineup designed for real people at every stage of life, Mutual of Omaha consistently earns its place as one of the first carriers Life Insured By Chris recommends for seniors, final expense coverage, and families seeking straightforward, dependable protection.

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Mutual of Omaha Living Promise Final Expense Insurance

Living Promise is Mutual of Omaha's most popular final expense product and one of the most recognized burial insurance plans in the country. It is a permanent whole life policy designed specifically to cover funeral and burial costs, cremation expenses, outstanding medical bills, and other end-of-life expenses so your family can focus on healing rather than finances.

Coverage is available in immediate and graded benefit options based on your health profile. Premiums are fixed for life, the death benefit is guaranteed, and the simplified application process means most applicants can get approved without a medical exam or lengthy underwriting. Living Promise is designed for seniors who want affordable, permanent protection that never expires and never changes in cost.

Mutual of Omaha Term Life Insurance

For families and working professionals who need income replacement and mortgage protection during their highest-earning years, Mutual of Omaha offers several term life products — including Term Life Express, Term Life Answers, and EZ Term — with flexible underwriting, competitive rates, and conversion options that allow you to move to permanent coverage later without a new medical exam. Term life is one of the most cost-effective ways to protect your family's financial future during the years when the stakes are highest.

Mutual of Omaha Children's Whole Life Insurance

Children's Whole Life from Mutual of Omaha is one of the smartest long-term investments a parent or grandparent can make. The policy locks in coverage for a child for life at the lowest premiums they will ever see, builds cash value over time, and guarantees the child's ability to purchase additional coverage in the future without medical underwriting regardless of any health conditions they develop. It is a gift that grows.

Mutual of Omaha Senior Choice Whole Life Insurance

For older adults who want straightforward, permanent protection without complexity, Senior Choice Whole Life offers guaranteed lifetime coverage with fixed premiums, a guaranteed death benefit, and simplified underwriting designed for easier approval. It is well suited for legacy planning and ensuring a guaranteed financial benefit reaches the people who matter most.

Guaranteed Advantage Accidental Death Insurance

Mutual of Omaha's accidental death product offers guaranteed acceptance with no medical exam providing an additional layer of protection if death occurs as the result of a covered accident. It works well as supplemental coverage alongside an existing life insurance policy for clients who want added peace of mind at a low monthly cost.

Who Mutual of Omaha Is Best For

Mutual of Omaha is a strong fit for seniors on fixed incomes who want affordable permanent coverage, individuals with health conditions who need simplified underwriting, parents and grandparents who want to secure coverage for children while locking in low rates, families who want straightforward term life protection during their working years, and anyone who values a century of financial strength and brand credibility behind their policy.

Life Insured By Chris will compare Mutual of Omaha's options alongside other top-rated carriers to make sure you're matched with the right product at the most competitive price for your health profile and goals. Rates increase every year you wait.

Get a Mutual of Omaha Life Insurance Quote Today

At Life Insured By Chris, we make it easy to compare Mutual of Omaha life insurance options and find the right coverage for your budget and goals.

✅ No medical exams for many applicants
✅ Fast approvals
✅ Affordable monthly premiums

👉 Get my Mutual of Omaha quote today and protect what matters most—your home, your income, and your family.

Policy availability, features, and riders vary by state. Accelerated death benefit riders reduce policy values and death benefits when used. Policies are subject to underwriting and terms and conditions.

Mutual of Omaha Life Insurance