Foresters Financial
Protection Plus Member Benefits
Most life insurance companies offer you a policy. Foresters Financial offers you something more, membership in a non-profit fraternal organization with over 150 years of history, a community of members across North America, and benefits that go well beyond a death benefit.
When you hold a Foresters life insurance policy, you become a member of Foresters Financial. That membership comes with exclusive benefits including community volunteer opportunities, scholarship programs for members and their dependents, orphan bursaries, and additional financial assistance programs none of which require additional premiums. It is one of the only life insurance organizations in the country that actively gives back to its members and their communities as a core part of what it does.
At Life Insured By Chris, we recommend Foresters for clients who want strong final expense coverage with living benefits, parents and grandparents who want to secure whole life coverage for children, and anyone who values the community aspect of being part of a non-profit member organization.
Foresters Plan Right Final Expense Insurance
Plan Right is one of the most widely respected final expense products in the independent insurance market and for good reason. It offers simplified underwriting with strong approval rates, flexible coverage amounts designed to cover funeral and burial costs, outstanding medical bills, and other end-of-life expenses, and living benefit riders that allow you to access a portion of your death benefit while still living if diagnosed with a qualifying critical or chronic illness.
That living benefit feature is what makes Plan Right stand out from many competing final expense products. Most burial insurance policies only pay out after death. Plan Right gives you financial flexibility while you're still here if a serious illness creates unexpected financial pressure. Premiums are fixed for life, the death benefit is guaranteed, and coverage is permanent.
Foresters Bright Future Children's Whole Life Insurance
Bright Future is Foresters' whole life product designed specifically for children and it is one of the most thoughtful long-term financial gifts a parent or grandparent can give. Coverage starts immediately, locking in a lifetime of permanent protection at the lowest rates the child will ever see. The policy builds cash value over time. And critically, the guaranteed insurability rider allows the child to purchase additional coverage in the future at critical life milestones like marriage, having children, or buying a home without a medical exam, regardless of any health conditions they develop.
That last point is often the most meaningful for parents. You are not just protecting your child today you are guaranteeing their ability to protect their own family tomorrow, no matter what happens to their health.
Who Foresters Is Best For
Foresters is a strong fit for seniors who want final expense coverage with living benefit riders that provide financial flexibility during a serious illness, parents and grandparents who want to give children lifelong coverage with guaranteed future insurability, individuals who value being part of a community-oriented non-profit organization, and clients who want strong approval rates on final expense coverage without complex underwriting.
Rates increase every year you wait and for children's policies, every year a child gets older means a higher lifetime premium. Book your free 15-minute coverage review today.
Get a Foresters Financial Life Insurance Quote Today
At Life Insured By Chris, we make it easy to compare Foresters Financial life insurance options and find the right coverage for your budget and goals.
✅ No medical exams for many applicants
✅ Fast approvals
✅ Affordable monthly premiums
👉 Get my Foresters Financial Life quote today and protect what matters most—your home, your income, and your family.
Policy availability, features, and riders vary by state. Accelerated death benefit riders reduce policy values and death benefits when used. Policies are subject to underwriting and terms and conditions.