Transamerica
Flexible Coverage, Living Benefits, and Long-Term Protection
If you’re looking for Transamerica life insurance, you’re choosing a company known for flexible coverage options, competitive pricing, and products designed to protect you at every stage of life. At Life Insured by Chris, we help individuals and families secure the right Transamerica policy whether you need term life insurance, indexed universal life (IUL), whole life insurance, or final expense coverage.
Transamerica offers solutions that provide financial protection, cash value growth potential, and living benefits giving you confidence today and security for the future.
Why Choose Transamerica Life Insurance?
Transamerica life insurance products are designed to meet a wide range of needs, from affordable short-term protection to permanent policies that build cash value over time.
Key benefits of Transamerica insurance include:
Term, whole life, indexed universal life, and final expense options
Living benefit riders for qualifying terminal, chronic, or critical illnesses
Flexible premium structures to fit your budget
Growth-oriented cash value options
Strong financial backing from a trusted national insurer
Working with an independent life insurance agent, you gain access to Transamerica policies along with other top-rated carriers ensuring you get the best coverage for your situation.
Transamerica Indexed Universal Life (IUL) Insurance
Permanent Coverage With Cash Value Growth Potential
Indexed Universal Life insurance offers lifelong coverage with the opportunity to build cash value linked to market index performance without direct exposure to market losses.
Transamerica Financial Foundation IUL® II
The Financial Foundation IUL II is designed for individuals and families seeking permanent life insurance with living benefits.
Features include:
Multiple index account options tied to major market indices
Cash value growth potential with downside protection
Ability to accelerate a portion of the death benefit for qualifying health events
Optional long-term care rider for additional protection
This policy works well for families looking to balance affordability, protection, and long-term financial flexibility.
Financial Foundation IUL® II Express
For clients who want faster approvals, this product offers:
Instant underwriting decisions
Coverage amounts up to $500,000
Built-in living benefit riders
Streamlined application process
This is an excellent option for those who want permanent coverage without lengthy medical exams.
Transamerica Financial Choice IUL℠ II
Designed for Maximum Cash Value Accumulation
If your goal is building tax-advantaged cash value, the Financial Choice IUL II is built for high-funding strategies.
Benefits include:
Designed for short-pay or accelerated funding
Potential tax-free income through policy loans and withdrawals
Diversified index account options for growth
Ideal for retirement income planning and legacy strategies
This IUL is commonly used by professionals and business owners seeking long-term financial flexibility.
Transamerica Term Life Insurance
Affordable Coverage for Income Replacement
Term life insurance is one of the most cost-effective ways to protect your family during critical earning years.
Trendsetter® Super Term Life Insurance
Available in 10, 15, 20, 25, and 30-year terms
Competitive rates across multiple age ranges
Conversion options to permanent life insurance
Trendsetter® LB Term Life Insurance
Includes living benefit riders
Allows eligible policyholders to access a portion of the death benefit for qualifying illness events
Ideal for families wanting added protection beyond standard term insurance
Transamerica Whole Life Insurance
Guaranteed Protection for Life
Transamerica Lifetime℠ whole life insurance provides guaranteed lifelong coverage with predictable benefits.
Whole life benefits include:
Guaranteed death benefit
Guaranteed level premiums
Guaranteed cash value growth
Multiple payment options (10-pay, 20-pay, 30-pay, or to age 100)
Living benefit riders for qualifying health conditions
Whole life insurance is ideal for estate planning, legacy protection, and long-term financial security.
Transamerica Final Expense Insurance
Simple, Permanent Coverage for Funeral and End-of-Life Costs
Final expense insurance helps cover funeral expenses, medical bills, and outstanding debts protecting loved ones from financial stress.
Transamerica FE Express Solution℠
Permanent life insurance with instant approval
Fully digital application and fast policy delivery
Flexible premium payment options, including Social Security benefits
Optional funeral planning services included
Transamerica Final Expense Solutions Portfolio
Budget-friendly lifetime and 10-pay options
Competitive underwriting for common health conditions
Designed for seniors and individuals on fixed incomes
Work With a Trusted Transamerica Life Insurance Agent
Choosing the right life insurance policy doesn’t have to be complicated. As an independent brokerage, we help you compare Transamerica life insurance with other top carriers to ensure you receive the best value and coverage.
Get a Free Transamerica Life Insurance Quote Today
✔ No obligation
✔ Personalized recommendations
✔ Coverage tailored to your needs and budget
👉 Request your free quote now
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Policy availability, features, and riders vary by state. Accelerated death benefit riders reduce policy values and death benefits when used. Policies are subject to underwriting and terms and conditions.