Corebridge Life Insurance
Permanent Coverage You Can Trust
Being told you don't qualify for life insurance is one of the most frustrating experiences a person can have especially when you know your family needs protection. Corebridge Financial exists to change that outcome for clients who have been declined, quoted unaffordable rates, or simply can't get through traditional medical underwriting.
Formerly part of AIG, one of the world's largest and most recognized financial services companies, Corebridge Financial brings institutional-grade financial strength to simplified and guaranteed issue life insurance products that remove the barriers most carriers put up. No medical exams. No blood tests. For guaranteed issue policies, no health questions at all.
At Life Insured By Chris, we recommend Corebridge for clients who have been turned away by other carriers, who have serious health conditions that make traditional underwriting difficult, or who simply want fast permanent coverage without the complexity of a full application process.
Corebridge Simplified Issue Whole Life
Corebridge's Simplified Issue Whole Life policy provides permanent life insurance coverage with a streamlined application process — a series of health questions replaces the traditional medical exam. This makes approval faster and more accessible for clients who would face challenges with fully underwritten policies. The policy builds cash value over time, premiums are fixed and never increase, and the death benefit is guaranteed for life.
Simplified Issue is a strong option for clients with common health conditions who want permanent coverage at a more accessible price point than guaranteed issue, without the time and inconvenience of a full underwriting process.
Corebridge Guaranteed Issue Whole Life
Corebridge's Guaranteed Issue Whole Life policy is exactly what it sounds like — guaranteed. No medical exam, no health questions, and no possibility of being declined based on your health history. If you are within the eligible age range and reside in a state where the policy is available, you are approved. The policy provides permanent lifetime coverage, builds cash value over time, and the premiums are fixed for life.
Most guaranteed issue policies include a graded death benefit structure for the first two years meaning if death occurs from natural causes during that period, the benefit paid is a return of premiums plus interest rather than the full face amount. After the graded period, the full death benefit is in force for the rest of your life. This structure is standard across the industry for guaranteed issue products and is the trade-off for accepting all applicants regardless of health.
Who Corebridge Is Best For
Corebridge is the right fit for clients who have been declined for coverage by other carriers, individuals with serious health conditions including cancer history, kidney disease, heart conditions, or other conditions that disqualify them from traditional underwriting, seniors who need fast permanent coverage without a medical exam or health questions, and anyone who has been told they are uninsurable and has given up on finding coverage. Corebridge's mission is to make permanent life insurance accessible and for the clients Life Insured By Chris works with who have faced the most barriers, it consistently delivers.
If you've been turned away before, that doesn't mean you're out of options. Book your free 15-minute coverage review today and Life Insured By Chris will identify whether Corebridge or another carrier is the right fit for your situation.
Get a Corebridge Life Insurance Quote Today
At Life Insured By Chris, we make it easy to compare Corebridge life insurance options and find the right coverage for your budget and goals.
✅ No medical exams for many applicants
✅ Fast approvals
✅ Affordable monthly premiums
👉 Get my Corebridge quote today and protect what matters most—your home, your income, and your family.
Policy availability, features, and riders vary by state. Accelerated death benefit riders reduce policy values and death benefits when used. Policies are subject to underwriting and terms and conditions.