Protect the Future You’re Building—Starting Today

There’s no better time than today to protect what matters most. Ethos life insurance makes it easy to secure coverage that helps protect your family, your income, and the future you’re working so hard to build.

At Life Insured by Chris, we help individuals and families get fast, affordable life insurance through Ethos often without medical exams, long wait times, or complicated paperwork.

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Do You Need Life Insurance Right Now?

Many people put off life insurance because it feels overwhelming or unnecessary until life changes. Here are three signs you should consider life insurance today:

1. People Depend on You

If someone relies on you financially or emotionally, life insurance matters. While no one can replace you, a life insurance policy can provide a payout to help your loved ones cover everyday expenses like rent, groceries, childcare, and utilities during an incredibly difficult time.

As one Ethos policyholder shared:
“This was a chore I had dreaded for so long… Ethos made it so easy!”

2. You Just Did Something Big

Major life events are milestones worth celebrating but they also come with new responsibilities.

You may need life insurance if you recently:

• Got married

• Bought a home

• Started or grew a business

• Had a child

• Took on new financial obligations

Life insurance helps protect everything you’ve built so far and ensures your loved ones aren’t left with financial stress.

3. You Want to Save Money

Life insurance is typically more affordable when you’re younger and healthier. Rates generally increase every year, so locking in coverage now can help you save significantly over time.

Many people are surprised to learn how affordable coverage really is. In fact, most people overestimate the cost of life insurance by more than 300%.

Affordable Monthly Coverage Options

Ethos offers competitive pricing on term life insurance. Below are example monthly rates for $500,000 in coverage on a 10-year term policy for healthy, non-smoking adults. (Rates vary based on underwriting.)

• Age 30:

  • Male: $21.78

  • Female: $15.12

• Age 40:

  • Male: $35.35

  • Female: $25.85

• Age 50:

  • Male: $67.27

  • Female: $52.38

The best way to know your actual rate is to get a guaranteed decision online - No Calls, No Hassle.

Why Choose Ethos Life Insurance?

Ethos was built to remove the friction and frustration from buying life insurance. The process is fast, transparent, and designed around real people not paperwork.

Approvals for Almost Everyone

Ethos approves approximately 95% of applicants, helping more people access the protection they deserve even those who may not qualify through traditional insurers.

No Medical Exams

Instead of doctor visits, blood tests, or needles, Ethos asks a few simple health questions during the application. This allows many applicants to receive same-day decisions without delays.

Coverage You Can Trust

Ethos partners with highly rated, reliable insurance carriers that meet strict financial and underwriting standards so your coverage is dependable when it matters most.

Highly Rated and Trusted

Ethos is recognized for its customer experience and transparency:

• “Excellent” rating on Trustpilot

• A+ rating from the Better Business Bureau

• 4.6 out of 5 stars on Google

As one policyholder shared:
“Ethos has brought me so much relief knowing my family will be taken care of.”

Apply Now for Instant Life Insurance Coverage

Common Life Insurance Questions

Is Life Insurance Affordable?

Yes much more than most people expect. Because pricing depends on age, health, and coverage amount, getting a free quote is the easiest way to see what fits your budget.

Is Life Insurance Through Work Enough?

Employer-provided life insurance is a great start, but it’s often limited. Many experts recommend coverage equal to 10 times your annual income, while most workplace plans offer only about 1 times your salary. An individual policy helps close that gap and stays with you even if you change jobs.

What If I Don’t Work?

Life insurance is still important. If something happened to you, your family might need to pay for childcare, housekeeping, transportation, or other services you currently provide. Life insurance helps cover those hidden costs.

Work With an Independent Agent You Can Trust

When you apply through Life Insured by Chris, you’re not navigating the process alone. I help you determine the right amount of coverage, explain your options clearly, and ensure your policy fits your goals now and in the future.

Get Your Free Ethos Life Insurance Quote Today

✔ Fast application
✔ No medical exams for many applicants
✔ Affordable monthly premiums
✔ Coverage designed around your life

👉 Apply Online Today. No Agents. No Waiting. Instant Coverage Decisions.
👉 Schedule a quick consultation with Chris

Coverage availability, pricing, and approval are subject to underwriting. Policies are issued by Ethos partner carriers and may vary by state.

Apply Now for Instant Life Insurance Coverage