2026 Entrepreneur Award Winner Life Insured By Chris Asks One Question Before the New Year: What Happens to Your Family's Coverage If You Lose Your Job?
Washington, D.C. brokerage closes an award-winning year by launching the free "Job-Proof Coverage Check" for working professionals whose only life insurance comes through their employer
WASHINGTON, D.C., December 8, 2026 — Life Insured By Chris LLC, named a winner of the 2026 Entrepreneur Award, today announced the Job-Proof Coverage Check, a free 15-minute review that shows working professionals how much protection they actually have through work, what happens to it if they leave, and how to build portable coverage they own.
Among Americans with life insurance, 27% hold workplace coverage only. (Source: 2026 Insurance Barometer Study, LIMRA and Life Happens.) Group life plans typically pay one to two times salary, and the coverage often ends or must be converted when employment ends, exactly when a family may be most exposed.
"Winning the Entrepreneur Award this year was an honor, and I want to put that recognition to work for the people who trusted us," said Christopher C. Franklin, founder and licensed producer of Life Insured By Chris. January is when people change jobs, start businesses and get hit by layoffs. Your employer's plan is a benefit, not a plan. I'd rather every professional know their number before their badge stops working."
Life Insured By Chris was recognized with a 2026 Entrepreneur Award in Financial Services for providing direct life insurance brokerage services to working-class families across the United States. His practice eliminates aggressive sales tactics, relying instead on strict underwriting pre-qualification and scheduled policy reviews.
The Job-Proof Coverage Check:
- Reviews the employee's workplace benefit summary and calculates the real coverage gap using income, mortgage, debts and dependents
- Explains what happens to group coverage when they leave, including conversion and portability limits
- Compares individual term, whole life and no-medical-exam options from 30+ carriers so coverage stays with them, not the employer
- Takes about 15 minutes, with no cost and no obligation
The Job-Proof Coverage Check runs December 8, 2026, through January 31, 2027, across the 20 states where Life Insured By Chris is licensed, with a focus on healthcare workers, federal and government employees, small business owners and remote professionals.
Since launching, Life Insured By Chris has earned five-star reviews on all review sites as a trusted advisor.
Professionals can book a Job-Proof Coverage Check at lifeinsuredbychris.com or call (202) 641-5953.
Coverage availability, pricing and approval depend on the applicant's state, age, health history, underwriting and carrier.
About Life Insured By Chris Life Insured By Chris LLC is an independent life insurance brokerage based in Washington, D.C. Led by licensed producer Christopher Franklin; the brokerage compares coverage from 30 top-rated carriers and serves clients across 20 licensed states. It offers guidance on term life, whole life, final expense, mortgage protection, and no-medical-exam coverage. Its mission is to make life insurance simple, accessible, and personal through clear education and individualized support.
Media Contact Christopher C. Franklin
Owner and Independent Life Insurance Broker
Life Insured By Chris LLC
(202) 641-5953
christopher.franklin@lifeinsuredbychris.com
www.lifeinsuredbychris.com
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