Explore how a complimentary will kit can help you secure your family's future by providing a simple and accessible way to create a will.
Read MoreLife Insurance Brokerage in Washington, DC
Secure Your Future, Today
Get the right life insurance plan for you, not just one carrier.
About Us
Life Insured By Chris is an independent life insurance brokerage dedicated to helping individuals and families protect what matters most. Licensed in over 14 states, we partner with more than 30 A+ rated insurance carriers to provide unbiased guidance and customized coverage solutions without the pressure of a one-company agenda.We proudly serve veterans, working professionals, families, and individuals by simplifying the life insurance process and making protection easier to understand, access, and maintain.
Our role is to advocate for you comparing policies, explaining options clearly, and helping you secure coverage that aligns with your goals, health profile, and budget. Because we are independent, we’re able to shop the market on your behalf. Whether you’re seeking term life, whole life, final expense, simplified-issue, or guaranteed-issue insurance, we evaluate pricing, benefits, and approval likelihood across multiple carriers to ensure the best possible fit.
Our commitment doesn’t stop once your policy is issued. We provide ongoing support through every stage of life helping with policy reviews, beneficiary updates, coverage adjustments, and claims assistance as your needs evolve.
Licensed States:
Washington, DC, Maryland, South Carolina, Ohio, Florida, Utah, California, Missouri, North Carolina, Texas, Tennessee, Georgia, Nevada, New York, and Illinois.
Our role is to advocate for you comparing policies, explaining options clearly, and helping you secure coverage that aligns with your goals, health profile, and budget. Because we are independent, we’re able to shop the market on your behalf. Whether you’re seeking term life, whole life, final expense, simplified-issue, or guaranteed-issue insurance, we evaluate pricing, benefits, and approval likelihood across multiple carriers to ensure the best possible fit.
Our commitment doesn’t stop once your policy is issued. We provide ongoing support through every stage of life helping with policy reviews, beneficiary updates, coverage adjustments, and claims assistance as your needs evolve.
Licensed States:
Washington, DC, Maryland, South Carolina, Ohio, Florida, Utah, California, Missouri, North Carolina, Texas, Tennessee, Georgia, Nevada, New York, and Illinois.
Why Work with Life Insured By Chris
1
Independent Brokerage
offering unbiased carrier recommendations
2
Licensed in 14+ states
and experienced serving diverse clients
3
Special focus
on veterans, emerging professionals, individuals, and families.
4
Personalized policy reviews
and ongoing support
5
Dedicated to making insurance
simple, accessible, and stress-free
Product Highlights
Why Choose an Independent Brokerage?
Life insurance shouldn’t be confusing, limiting, or one-sided. As an independent brokerage, Life Insured By Chris works for you, not for a single insurance company.
Unlike captive agents who can only offer policies from one provider, we partner with multiple top-rated insurers. That means more options, more flexibility, and a better chance of finding coverage that fits your budget, health history, and long-term goals.
By comparing carriers on your behalf, we help you avoid overpaying, reduce approval hurdles, and select a policy designed to protect your loved ones now and in the future.
Our independence allows us to remain objective, transparent, and fully focused on your best interests.
More carriers. Better options. Smarter protection.
Unlike captive agents who can only offer policies from one provider, we partner with multiple top-rated insurers. That means more options, more flexibility, and a better chance of finding coverage that fits your budget, health history, and long-term goals.
By comparing carriers on your behalf, we help you avoid overpaying, reduce approval hurdles, and select a policy designed to protect your loved ones now and in the future.
Our independence allows us to remain objective, transparent, and fully focused on your best interests.
More carriers. Better options. Smarter protection.
What That Means for You
Choosing Life Insured By Chris means choosing clarity, choice, and long-term support. As an independent brokerage licensed in DC, MD, SC, OH, FL, UT, CA, MO, NC, TX, TN, GA, NV, NY, and IL, we are focused on helping you secure coverage that truly protects your future not just selling a policy. Here’s how that benefits you:
- Access to multiple carriers and policy types
We shop over 30 A+ rated insurers so you don’t have to. - Objective, client-first guidance
No single-company bias our recommendations are based on your needs. - Better approval outcomes
We match you with carriers most favorable to your health profile. - Side-by-side comparisons
Evaluate price, benefits, flexibility, and long-term value with confidence. - Personal support before and after approval
From application to activation, we guide you every step of the way. - Ongoing service and policy reviews
Life changes, we help update coverage, beneficiaries, and assist with claims.
We take the time to understand your situation, explain your options in plain language, and walk you through the pros and trade-offs so you can make informed decisions. Our focus is simple: getting you the right policy, not just any policy.
Peace of Mind
Your Family's Tomorrow, Taken Care of Today
Carriers & Products
Americo Life Insurance
Americo is a respected, financially stable insurer offering a strong range of life insurance solutions designed to protect families long-term. Known for flexible underwriting and policy options, Americo makes it easier for clients to secure meaningful protection that fits their budget and needs.
Learn More
Transamerica
Transamerica offers a comprehensive product lineup that covers a wide spectrum of client needs for temporary and permanent life insurance protection, accumulation products to help supplement retirement income, and coverage for final expense needs.
Learn More
Ethos | Life insurance coverage in minutes
Ethos brings modern convenience to life insurance with digital underwriting, easy online applications, and fast approvals. No scheduling or lengthy paperwork. Get a Ethos quote online today!
Learn More
Mutual of Omaha
Mutual of Omaha is a nationally trusted life insurance provider with comprehensive coverage options for every stage of life from children to seniors.
Learn More
Corebridge Life Insurance
Corebridge (formerly part of AIG) specializes in simplified and guaranteed-issue life insurance solutions that make lifetime protection accessible without traditional medical exams.
Learn MoreContact
(202) 641-5953
Contact
1908 Spruce Drive NW Washington, DC 20012
Address
Mon- Thurs: 8:00am - 5pm Other hours and weekends available by appointment
Operating Hours
Blog
Learn why the Americo Eagle Premier stands out as the optimal choice for your insurance needs.
Read MoreA comprehensive guide on what to know before purchasing life insurance.
Read MoreA comprehensive guide to help Gen Z understand the importance and benefits of life insurance.
Read MoreDiscover five essential tips for veterans to choose the right life insurance policy that suits their needs and secures their family’s future.
Read MoreLearn how to choose the right life insurance in Washington, DC with tips on finding coverage that fits your needs. Explore affordable life insurance in DC options and get expert advice from the best life insurance agent in Washington, DC to secure your future.
Read MoreTestimonials
Schedule a Consultation
- 1908 Spruce Drive Northwest, Washington, DC, USA
- +1-2026415953
- ccfranklin2727@gmail.com
- Mon-Fri - 08:00-17:00
Thank You for contacting Life Insured By Chris
Thank you for contacting us about life insurance! We’re excited to assist you in finding affordable life insurance options tailored to your needs.
As one of the best life insurance brokerages, we are dedicated to helping individuals like you secure your future with reliable whole life and term insurance solutions.
Looking forward to assisting you.
As one of the best life insurance brokerages, we are dedicated to helping individuals like you secure your future with reliable whole life and term insurance solutions.
Looking forward to assisting you.